Different situations require different solutions. Listed below are some of the loan options available. Contact us or our mortgage specialists to learn more.

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  Conventional

  Conventional loans are for well qualified customers with a minimum of 5% down payment. The loans provide a simplified loan process with excellent interest rates. Conventional loans are provided in 10, 15, 20 and 30 year terms.

  FHA

  FHA loans are sponsored by HUD and provide flexible loan solutions for customers. These options include low down payments, use of gift funds for closing, lower monthly Mortgage Insurance costs and possible credit exceptions.

  VA

  VA loans are sponsored by the Veterans association and require certification of eligibility. These loans allow for financing with no down payment and no Mortgage Insurance. These loans are provided to qualified armed forces members and veterans.

  $8,000 Tax Credit

  The first time home buyers tax credit is for individuals that purchase a home between January 1, 2009 and December 1, 2009. To qualify you must not have owned a home in the last 3 years. Qualifying buyers can receive up to an $8000 tax credit that does not have to be repaid.

  
  
  

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